Fire Trackr — Beta

Financial independence
at your own pace

Find out exactly when you can stop working — and how close you already are. No spreadsheets. No jargon.

Calculate my FIRE number How it works
25×
The FIRE rule
4%
Safe withdrawal
Your pace
No pressure

How it works

Log a saving. Watch it move.

Every time you save, your FIRE percentage updates in real time. One number to check every month.

1
💶

Set your spending

What does your life cost per year? That number multiplied by 25 is your FIRE number — the amount you need invested to live off returns alone.

2
📝

Log your savings

Every time you save, log it. Your total invested savings and FIRE percentage update instantly. The log drives everything — no manual entry needed.

3
🗓

See your FIRE date

Based on your real savings history and expected returns, we show exactly when you'll reach financial independence — and your CoastFIRE milestone first.

Your FIRE

Track and calculate in one place

Log a saving on the right — your percentage, date, and monthly average all update automatically.

Your FIRE progress
0%
Add your starting balance to see your progress
FIRE date
—
Your starting point
Where you are today — your spending, what you've already saved, and a few optional details to personalise your plan.
€
€1k€200k
€
Your total invested savings right now — stocks, funds, pension savings. Savings log entries add on top of this.
yrs
€
What lands in your bank account each month, after tax and all deductions. Used to calculate your savings rate.
Total invested
—
Starting balance + all log entries
Your FIRE plan
Set your savings target and retirement goal. Change the target year to see what you'd need to save each month to get there.
€
How much you plan to set aside each month going forward.
%
1%15%
%
2%6%
Set your spending to see retirement income
FIRE number
—
The total you need invested to retire
FIRE date
—
Fill in your details to calculate
Set a target year → updates monthly savings
year
CoastFIRE milestone
—
When compounding takes over
Savings rate
—
The single biggest lever for reaching FIRE faster
Fire Trackr
Log what you save. Watch your fire grow. Every entry adds to your total invested and moves your FIRE percentage forward — your real progress, in real time.

Log a saving

History —
No entries yet — log your first saving

Why FIRE?

It's not about retiring early.
It's about having a choice.

FIRE doesn't mean you have to stop working. It means you get to choose whether you do.

Progress, not pressure

We never lead with the gap. Every entry shows how far you've come, not how far you have to go. Small progress is still progress.

CoastFIRE — your first milestone

CoastFIRE is the point where you can stop saving and let compounding take you the rest of the way. It's often just 5–7 years away — much more motivating than the full number.

Built for everyone

Finance shouldn't have a default. Fire Trackr is designed to be welcoming, jargon-free, and genuinely encouraging — whoever you are and wherever you're starting from.